February 8, 2012

News

How Swiss Achieve at 99% Coverage for Health Care

Cheree Cleghorn | September 21, 2009

The Swiss health care system gets a look in the Prescriptions Blog of The New York Times.

“The most important difference is that health insurance in Switzerland is provided by nonprofit insurers — though some are affiliated with for-profit companies that offer supplemental policies along the lines of Medigap in the United States. The basic benefit package is defined by law and is quite generous. Maximum drug prices are regulated,” says the expert quoted below on the blog.

Other points made:

- Patients can use the doctors they want.  Satisfaction is high.

- So are costs.

- The Swiss, described as a “risk-averse” culture, has achieved 99 per cent coverage but has not put in place any significant cost control measures.

You can read also about health care in Canada, Japan and France by using the links below.

This blog review is helpful because in the U.S., the two systems which have gotten almost all of the public’s attention are in Canada and Great Britain.

It helps to look at others, too. Check them out.

New York Times

“Timothy Stoltzfus Jost is a law professor at Washington and Lee University and frequently writes on comparative health care policy. His work includes an examination of insurance coverage in Switzerland and a comparison of the Swiss and Dutch systems. He spoke to the freelance writer Anne Underwood.

“This is the fourth in a series of posts describing health care delivery in other countries. Previous posts have described Canada, Japan and France.

“Q. The Swiss health care system relies on public-private approaches that have been recommended as models for the United States. What are the similarities?
“A.In 1996, Switzerland instituted an individual mandate by which people are legally required to purchase health insurance in a competitive market. People buy coverage from private insurers, and the government provides subsidies for those who can’t afford coverage. About a third of the population receives subsidies.

“Q. Is there an employer mandate, too?

“A. No, it’s an individual mandate. Group health insurance does not exist in Switzerland.”
Source: New York Times, September 18, 2009


Topics: News

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